Web Site Privacy Policy
Protecting your privacy is of prime importance to us. We would like you to understand
how we protect your privacy, collect and use your information. The information we
collect is strictly confidential and we only use it to assist you, in finding the
perfect insurance most suitable for you. Our official privacy policy is listed below.
Kindly email us if you need any additional information about the security of your
valuable information.
Web Site Privacy Policy
This is the privacy policy ("Privacy Policy") for www.insurancecc.com (the
"Site"). This Privacy Policy lays down our rules and regulations regarding
the collection, use and disclosure of certain information relating to your use of
the Site. Once you use this site, it implies you understand and accept the terms
of this Privacy Policy and its Terms and Conditions. We recommend, that you check
the privacy policy of any other website too, before you provide any personally identifiable
information on this site.
Age Requirement for Use of Site: It would be inappropriate, for persons under
the age of 18 years to use this site as you must be older than 18 years to exchange
information with us via this site.
Domicile Requirement for Use of the Site: For using this site, we require
a guarantee that you reside permanently in the United States.
1. Collecting Information:
- Personally Identifiable Information
We may request you, to provide vital personal information to us through the site.
This sensitive information can be submitted through on line forms, on line applications,e-mail
and comments submitted on the site. The site may also need imperative financial
information along with health-related queries. We store this information for our
records in order to verify authenticity of the same.
However, we would like to assure you that this information is not shared with third
parties, unless you authorize us to do so.
- Non-Personally Identifiable Information
Demographic or profile data is the non-personally identifiable information we gather
via this site. We use this information to analyze trends and preferences , to administer
the site and to track the users' movements around the site.
- Why must you give so much personal information?
Based upon the vital information you provide, the insurance companies quote their
rates. As we value you, as our esteemed customer, we would like you to answer the
many queries required by the various companies we deal with, so we can provide the
most suitable policy for you.
NOTICE OF CONSUMER REPORT PRACTICES
IMPORTANT: All proposed named insureds listed on this application must be made aware
of the following:
If need be, some insurance companies may need some more information from you. For
instance, along with your insurance application, you may be asked to provide a Consumer
report which can help in determining your eligibility for insurance and then quoting
a price for the same. These consumer reports can be used for a credit based insurance
score, regular updates, renewals or extensions of your insurance. We may also use
your personal information for the purposes of providing you with any services and
service-related activities.
Site Technology
To enhance our services towards you more and to help you conveniently, use our
site for your transactions, we use many "cookies" and other technologies
(e.g., web bugs, e-mail bugs, clear GIFs, web beacons and tracker GIFs) in the Site.
A cookie is a tiny piece of information that is required, to create and maintain
a secure session. We store a cookie on your computer when you visit our Web site,
so we can analyze how users move within our website. As we use session ID cookies,
they do not track a user after leaving our Web site so it expires when you close
the browser. You may change your settings not to accept cookies, but, this may effect
certain functions of the site. Third parties such as software vendors, advertisers
and fulfillment companies may also use Tracking Technologies by or through the Site,
but we are not responsible for their actions, neither can we exercise control over
the activities of such parties.
2. Usage and Sharing:
The information we collect via this site is used for various purposes. We may
send you valuable information about our affiliated products and services and other
information which may be of interest to you. We may also use this information to
weigh out which portions of our site generate more traffic and visitors. We would
like to evaluate which page is most visited and gage the popularity of certain areas
of the site. The information collected from you at various times, maybe used and
evaluated by us in comparison with other third parties.
The Application Data we collect from you maybe sent to insurance agents, discount
program representatives, brokers and/or companies who may contact you by email,
telephone or postal mail, but we are not responsible if they violate our Privacy
Policy .
We may disclose your personal information to companies that perform technology or
marketing services for us for their use in performing such services. We may transfer,
sell or assign aggregate, non-personally identifiable information about Site usage
to third parties. We may transfer, sell or assign personal information to third
parties as a result of a sale of all or substantially all of our assets relating
to this portion of our business or in connection with a merger, consolidation, change
in control, reorganization or liquidation. We also reserve the right to disclose
any information concerning you if required by law or to protect or defend our rights
or the rights or well-being of our users or if you are involved (or are reasonably
suspected to be involved) in any illegal activity, even without a subpoena, warrant
or court order.
3. Opt-Out:
If you would like to opt not to receive promotional or marketing material from
us in the future , kindly contact us. If the user does not opt out, we may use any
email addresses of users to send occasional emails pertaining to the said information.
However, your option not to receive promotional and marketing material: (a) shall
not preclude us from corresponding with you, by e-mail or otherwise, regarding your
existing or past relationship with us (e.g., your pending or past applications or
our responses to questions or inquiries you pose to us), and (b) shall not preclude
us, including our employees, contractors, agents and other representatives, from
accessing and viewing your personal information in the course of maintaining and
improving the Site.
4. Security:
The security of your personal information is important to us. When you enter
sensitive information on our site, we encrypt that information to help protect the
security of your transfer of data to the Site. Though we may take tight security
precautions to protect data on our site, we are not liable for misuse and do not
guarantee, that any information stored on our site will be free from unauthorized
access, as the Internet is accessible to one and all. Once you use this site, we
assume you understand and acknowledge to undertake these risks.
5. Consent to Processing:
By providing any personal information to this Site, you fully understand and
unambiguously consent to the transfer of such personal information to, and the collection
and processing of such personal information in, the United States and other countries
or territories.
By submitting this information you are authorizing Brokers, Agents, discount program
representatives and/or Insurance Professionals in the InsuranceeQuotes network to
contact you directly with quotes via telephone, fax, and email, regardless of the
presence of your phone number(s) on any local or national no-call list.
6. Links:
The Web Site may contain links to other sites and/or portals on the Internet
which may collect personally identifiable information about you. Though we have
links to such sites that share our high standards and respect for privacy, we are
not responsible for any misuse as we have no control over these sites and our privacy
policy does not apply to these sites.
7. Your Acceptance of this Policy:
As we hold the right to change, add or remove portions from this policy,as per
our discretion, we request you to review this policy periodically. If we materially
change our privacy practices we will notify you by sending an email or by posting
a notice on our web site.
Please do not use this site if the terms and conditions of our Privacy Policy do
not suit you. Once you use our site and its services, we assume you have accepted
our Privacy Policy.
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